Enjoy Investown membership

Get up to 1% p.a. as a bonus on your investment

With Investown membership, you'll enter the world of investing with benefits!

In addition to bonus returns on every new investment, you'll get access to Premium projects, podcast and media subscriptions, or a personal invitation to meet with Investown management.

How do you get the Investown membership? The size of your portfolio determines the membership level. Check out the requirements for each level below!

Bonus return

Investors with Active membership level or higher will receive a bonus return of 0.2-1% p.a. In the project overview, you will see what part of the return is basic and what part is a bonus.

Premium projects

Premium investment projects can only be accessed by investors with Premium 1 membership level and higher; other investors will not be able to invest in them. The same goes for projects offered on the Investown Marketplace.

Podcast and media subscriptions

From the Premium 3 membership level, you will receive subscriptions to popular podcasts and media from us. We always send you the current offer by email.

Exclusive live events

Investors with Premium 3 and 4 can look forward to an invitation to a personal meeting with leading Czech investors and other interesting guests. These events will take place in the form of a private reception. The guests will gain inspiration and enjoy good food and drink during the event.

Monery Premium

Investors with Premium 3 and 4 membership can use the Monery analytical web application free of charge for one year. With Monery, each investor can conveniently track the status of their entire investment portfolio in one place.

The Investown membership offers exclusive benefits

Evaluate your money and get extra benefits! Get wealthier as your Investown membership and the value of your portfolio grow. You'll start enjoying the benefits from the Active level, but all benefits and bonuses will be revealed in the Premium 4 membership level.

Starter

Portfolio from CZK 0

Active

Portfolio from CZK 10,000

0.2% p.a. bonus on new projects

Premium 1

Portfolio from CZK 50,000

0.4% p.a. bonus on new projects
Premium projects

Premium 2

Portfolio from CZK 200,000

0.6% p.a. bonus on new projects
Premium projects

Premium 3

Portfolio from CZK 500,000

0.8% p.a. bonus on new projects
Premium projects
Exclusive live events
Podcast and media subscriptions
Monery Premium for one year

Premium 4

Portfolio from CZK 1,000,000

1% p.a. bonus on new projects
Premium projects
Exclusive live events
Podcast and media subscriptions
Monery Premium for one year

Frequently Asked Questions

The current portfolio value is the total of all active investments. You can find it in the Portfolio section ("Portfolio Value" field).

Once you reach a specific membership level, we will send you an email. The shift in level occurs immediately after the portfolio value changes.

Yes, you can move up and down through the membership levels. You move up to a higher level by investing a certain amount and down to a lower level by selling your investment or successfully completing the project.

Yes, the bonus interest also applies to projects offered on the Marketplace. Valid for projects listed after April 18, 2024.

As we have launched a new Investown membership program, the original Premium program has been discontinued.

The bonus return is only applied to new projects listed on the platform after April 18, 2024. The user will see this in the Bonus Entitlement Yes/No field in the project detail.

If a project has an LTV of 65% or lower, it automatically receives the Premium label from us. Only investors with Premium 1 level or higher can invest in these projects.

We let these projects run their course. Users who have invested in these projects will still receive the bonus at the end of the investment period (after the investment has matured).

Previously, the level of membership was based on the number of investments. Now, it is based on the current portfolio value.

At the end of the project, the portfolio value is reduced as the invested amount (loan's principal) is sent back to your Investown wallet. In this case, you can move to a lower membership level.

The size of the bonus return will be determined by your membership level on the date the return is actually paid out (not the date the payout should have occurred).

Your investment will remain, but you will not be able to reinvest in the Premium project (increase your investment) if your membership level drops.

Didn't find what you were looking for?
All FAQs