9.0
%
p.a.
average yield
for the previous
quarter

Simple Real Estate Investing

Validate your savings
Build Wealth
Invest from 500 CZK
Loans secured by real estate
9.0
%
p.a.
average yield
for the previous
quarter
Support of investors
Wrote about us
We have a license from the Czech National Bank

Join a community of

0 uživatelů

users

+! 0 mil. CZK

Total paid
on yields

! 0 % p.a.

Average Yield
for the previous quarter

! 0

Funded
projects

+! 0

New users
for the past month

+0

New users
for the past month

+0 mil. CZK

Total paid
on yields

0 % p. a.

Average yield
for the previous quarter

0

Funded
projects

+0

New users
for the past month

+0 mil. CZK

Total paid
on yields

Calculate how much you can earn

Initial deposit
CZK
Monthly investment
CZK
Length of investment
20 let
Average return on Investown
The average return is calculated as the average of the revenues from all crowdfunding projects for the previous quarter. It also includes a bonus return for Premium users.
0
 % p.a.
0% Fees
From 500 CZK
Potential future fortune with Investown
0 CZK
Net profit: 
+ 0 CZK
Comparison:
The chart shows an estimate of how much an investment could grow over time based on initial deposit, monthly investment, reinvestment returns, time horizon and set interest rate. Changes in these variables can affect the result. The results do not take into account economic or market factors that may affect performance.

Investing in real estate for everyone

Fixed income
No hidden fees
Possibility to sell an investment on the Market

Download the overview mobile app

Join the largest community of real estate investors and also invest conveniently on the mobile app.

What investors say about us

Jaroslav S.
39 years
,
Senior product development commercial banking

From the start, at Investown, I liked the idea of being part of the build. Few people are born a real estate mogul, but at Investown I can also fulfill this unattainable dream and participate in building great cities. And I even earn on it without having to take out a mortgage. The whole thing is supported by a clear and functional application and background that responds to all queries if necessary. One does not have a sense of corporate behavior here, but rather of acting in a family circle that unites a common goal. Like every responsible citizen of this country, I look to the fact that there will come a time when I can reap the fruits of my labor in my youth, instead of lamenting that no one gave me anything. When I travel to the Czech Republic, I will say to myself: this is here thanks to me.

Jan Traxler
49 years
,
Project Manager, Cybersecurity Lecturer and Supervisor

I decided to try Investown in 2021. I started with small amounts and gradually added and reinvested the proceeds. It was crucial for me that I understand the whole system well, it is very user-friendly and intuitive.

The application is absolutely suitable for both beginners and advanced users. I like to read the details of new projects, what they want to build. I always knew exactly what I was investing in, how the investment was secured and when I could expect my return.

When some investments were falling into arrears, I contacted support. Here I must absolutely unequivocally mention that the support provides absolutely professional services! I always got a clear and quick answer and advice.

Today I enjoy daily visits to the app and watch how the money invested generates profits.

Tomáš B.
44 years
,
Exchange activities

As interest rates on savings accounts have been falling, I have been looking for a suitable way to evaluate my financial buffer. When it comes to investing, I'm self-taught. So I compared several products on the market and chose Investown. It is a Czech company with Czech projects, everything is simple and transparent. I have earned a solid rating for an acceptable level of risk, constant earnings and can exit active projects for a relatively low fee. I appreciate the mobile application and its development as well as the quality support.

Even after a year, I do not find fundamental flaws. For me, this is a stable element of my portfolio.

Viktor Tóth
Software Engineer

I am very satisfied with Investown, because it allows me to invest even with less capital in large investments.

He started investing mainly in portfolio diversification — I think the 10-12% return is excellent, all without the worries associated with ownership of immobility.

A big plus is also the possibility of handing over to the investment of cats with a minimum fee, especially with a lot of already achieved returns.

Most often I use a mobile application, which is intuitive, fast and easy. I appreciate that I am always in control of my investments, leave them anywhere.

I have to commend the customer support — they respond quickly, quickly and always receive all the necessary information from them.

Pavel J.
66 years
,
Senior

I started investing in Investown at the beginning of 2025. It is an interesting platform, a feeling of confidence gives me the involvement of Seed Starter Česká spořitelna. I like applications where I can find all the necessary information about the project (e.g. full year cumulative return, what will be paid in the relevant month, etc.). I like that I can collect the proceeds or reinvest in other projects, and also that the customer care handles all inquiries very quickly.

It is interesting for me to watch what the money goes for, I especially appreciate real estate investments in new apartments. I try to minimize the risks of default or late repayment by diversifying my portfolio and investing in more projects. Going forward, I wish new projects would be added to the platform more often, ideally those with higher ratings.

Petr Sochor
Financial Advisor

I started using the Investown platform about a year and a half ago. Initially, for a year, I only tested the platform, tested its functionality and got acquainted with it. Having made sure that everything works reliably, I decided to invest regularly and activated the Autoinvest function.

Investown is a great way to diversify your investment portfolio. I also appreciate how the Investown team works, how it communicates with its users and how transparent it is.

Currently, I have invested in approximately 120 tranches. Two of these investments are currently in the recovery phase, as I have decided to go into tranches with a worse rating, and I am now waiting to see what the outcome will be.

I would recommend this platform to anyone for the allocation of a certain part of their property.

Vladimír Prchlík
36 years

“I have been investing at Investown since 2021, when I was looking for an opportunity to invest in real estate without the need for a large input capital with a high degree of diversification. What I enjoy most is that the platform is also developing based on user feedback. I very much appreciate Investown doing surveys and asking us for our opinion. This makes it not only a soulless product, but forms its community.

From the beginning, I can track the annual shift. Today, Investown is a full-fledged part of my investment portfolio for me, helping me with diversification and delivering interesting appreciation with regular monthly returns. For me, the carefree reinvestment of income is handled by Autoinvest. And when I have the time and want to, I can choose which investment I keep and which I cancel. “

Nina Simková
27 years
,
Bank assistant

“I am very satisfied with the Investown platform, I have enough information for each project, the application is very clear and the customer support responds quickly and I always know what I need. I started investing thanks to a colleague from work who mentioned Investown once, then I found information and reviews that convinced me to try the platform.

Today Investown is a significant part of my portfolio, giving it diversification and stability. In fact, I have only one financial goal and that is to have passive income from investments at such a level that I am not dependent on income from employment, which I believe Investown will also help me to do. “

Markéta Skřivánková
39 years
,
Press Secretary

Investing in real estate is a great way for me to combine my obsession with real estate with the opportunity to evaluate my savings. Investown offers beautiful projects with a high average return in a simple and clear application that even a complete beginner can handle investing with. I can not forget the perfectly written and readable newsletters, in which we learn about useful news and interesting things both about Investown and about individual projects, etc. The great thing is that you can start investing with a smaller amount, even for a shorter period of time. All in all, Investown is reliable, modern and most importantly user-friendly. For me, this is one of the best investment applications on the Czech market.

Svatopluk Mynář
46 years old

“As a representative of the older generation, I was looking for an investment option that would make more sense than a savings account and building savings. Investown's business model aligns with my internal setup. They will value my funds above standard, and in addition, as an investor, I can participate in building some value - houses or apartments for people. After a year of experience, I appreciate the simple application, instant online support as well as regular investor meetings with Investown management, which I can start in the peace of my home. “

Milan Saitz
45 years
,
Public transport driver

“I was told about Investown by a neighbor who has been investing for some time. I just wanted to get a reward for referrals and help a neighbor. But when I studied everything, my original intention changed drastically and I began to invest more myself. I originally wanted to buy an investment garage for rent, but it didn't make sense in the return. At Investown, I need a lower amount to achieve the same return as on rent, my money is secured by real estate and I do not worry about tenants. “

Denisa Hrubešová
35 years
,
CEO of Forendors

Investown is a certainty for me. I send a few grand every month and thanks to auto-investing, I don't care about anything. It's a stable part of my portfolio where I have peace of mind and the money works for me.

Michal Plos
39 years
,
Merchant

“I wanted to stick to my current salary and fixed interest with a monthly maturity is more than attractive here. Investown strives to select projects with reliable collateral, thereby reducing the riskiness of our investments. Any interest arrears are dealt with immediately. It wouldn't happen to me that any of my questions would go unanswered. The investment stages program is constantly improving, as investors we have the opportunity to attend investor meetings organized by Investown management. “

Michal Hýbl
52 years old
,
Storekeeper

“I have been working with Investown for 4 years and I am satisfied with this platform. Investments are very well secured, customer service works perfectly, interest is solid. The license from the CNB will also give investors peace of mind. Plus, it's a big plus for me that the platform has its own apk. “

Miroslav Krajíček
39 years
,
IT specialist

“I started investing in Investown based on the advice of my work colleagues. I immediately liked the application for its simplicity and positive appearance. The yield, of course, is above average, and at the same time it is fun. “

Marek Heřman
46 years old
,
Project Manager

“It's been a year since I've been using Investown. On the app, I like regular monthly returns, which really few services offer. I also like the transparency of their team and the professional approach. “

Vlastislav Hezoučký
50 years
,
Financial and real estate advisor

It has already been a year since I discovered Investown and I am excited about the project. I am dedicated to finance, real estate and investment, and this platform is right for valuing my savings and growing my financial portfolio.

David Ondráček
29 years
,
Senior Programmer

“Easy to understand application and a simple way to invest in real estate that really saves me time. The speed of payment of income on investments is commendable. I am expanding my portfolio with Investown with another stable asset. “

Jakub Ghanem
39 years
,
Press Secretary

At Investown, I appreciate the careful validation of projects and I like to use its intuitive and extremely user-friendly application. The platform offers high valuation with an acceptable and scalable degree of risk. Investown informs about projects, plans and “behind the scenes” in excellent and pleasant forms. In my opinion, it is suitable for both experienced investors and complete beginners.

Libor Pavliš
Consultant

“I invest a portion of my income in projects every month. Good profits, the background of a large bank, almost risk-free for a small investor. The application has a nice design and a lot of functionalities. A great way to have a stable income from investments and diversify your portfolio. “

Radovan Zatloukal
Sales Director

“As a senior investor, I was initially skeptical of online microinvesting, but Investown surprised me more than pleasantly. The application is super simple, the returns are high and most importantly I have them on my account within 3 weeks. This has not happened to me on any investment yet. “

Libor Čížek
Project Manager

“I've been using Investown for a year and a half and I enjoy that it keeps getting better. Investing is simple, there are clear graphs and up-to-date information in the app, I have a full overview of my investments and do not have to worry about anything. Also, the customer support is great. “

Jan Vinš
Managing Director and Investor

“Super application to invest in real estate in different places in the Czech Republic and support the Czech economy. New improvements and cooperation with Česká spořitelna give me confidence that my money is in good hands, unlike other new financial products. “

Frequently asked questions

Investown makes the income from investments in the real estate market available to everyone without the need to have millions in the account. We created the application so that everyone has the opportunity to create passive income. Investown is an online real estate investment loan platform. Just choose from the offered properties and invest online from 500 CZK.

Signing up for Investown is easy: 1. download the app in the App Store or Google Play or register on the website, 2. complete the registration, 3. verify your account (by law we need your identification data to verify), 4. top up your Investown wallet, 5. invest in any projects, 6. set up notifications to be the first to know about new opportunities.

We do not charge any entry fee or account management fee. Every second and subsequent withdrawal of money from Investown Wallet within 24 hours is charged 9 CZK. If you want to withdraw from the investment early, it is possible to offer it for sale for a fee of 0.9% of the amount sold.

After registering and approving your account, send money to your Investown account from a bank account held in your name at a Czech bank in CZK with your variable symbol. Then you choose from the open investment opportunities or Marketplace and click the Invest button. The investment will be added to your portfolio.

After the launch of a new project on the platform, it is possible to invest in its full proinvestment. Investown resolves administration with the project owner on an ongoing basis. Proinvestment is followed by the Investment Processing stage (signing of hedging documentation), then Payment of proceeds. You will receive the first yield 3-30 days from the switch to this stage.

The smallest investable amount is CZK 500, the highest is CZK 50,000,000.

Revenues are automatically credited to your Investown wallet each month. The payoff date depends on the date the project switches to Payout status. You can send the proceeds to a bank account or reinvest.

Investment opportunities have several layers of collateral: pledge on real estate (value always at least 20% higher than the loan, max. LTV 80%), personal liability of the director or owners, notarized registration with direct enforceability (without lengthy court proceedings) and a lien on 100% of the business share of the company implementing the project.

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