Earn a Friend Referral Bonus

For each new investor you refer, you will receive a bonus from us for further investments. Your friend will get the same bonus. The more you invite, the more bonuses you get.

How it works

Do you have a verified account with Investown? Great, now you can invite your friends or family and collect rewards together. You can always find the current amount of the reward in the web or mobile application.

1
Invitation link

Find an invite link in your profile to send to your friends or family.

2
Registering a friend

The invitee must log in to Investown via your invitation link. We're just gonna hook you up.

3
Investment in the project

After creating an account and verifying the identity, the invitee invests in one new project.

4
Bonus crediting

As soon as the project switches to revenue paying status, we will credit the reward to Investown's wallet for both of them.

Read detailed conditions of the event Reward for referrals.

Share the joy from investing

Invite friends to the largest community of real estate investors. You get a bonus for each new investor.

Frequently asked questions

Investown makes the income from investments in the real estate market available to everyone without the need to have millions in the account. We created the application so that everyone has the opportunity to create passive income. Investown is an online real estate investment loan platform. Just choose from the offered properties and invest online from 500 CZK.

Signing up for Investown is easy: 1. download the app in the App Store or Google Play or register on the website, 2. complete the registration, 3. verify your account (by law we need your identification data to verify), 4. top up your Investown wallet, 5. invest in any projects, 6. set up notifications to be the first to know about new opportunities.

We do not charge any entry fee or account management fee. Every second and subsequent withdrawal of money from Investown Wallet within 24 hours is charged 9 CZK. If you want to withdraw from the investment early, it is possible to offer it for sale for a fee of 0.9% of the amount sold.

After registering and approving your account, send money to your Investown account from a bank account held in your name at a Czech bank in CZK with your variable symbol. Then you choose from the open investment opportunities or Marketplace and click the Invest button. The investment will be added to your portfolio.

After the launch of a new project on the platform, it is possible to invest in its full proinvestment. Investown resolves administration with the project owner on an ongoing basis. Proinvestment is followed by the Investment Processing stage (signing of hedging documentation), then Payment of proceeds. You will receive the first yield 3-30 days from the switch to this stage.

The smallest investable amount is CZK 500, the highest is CZK 50,000,000.

Revenues are automatically credited to your Investown wallet each month. The payoff date depends on the date the project switches to Payout status. You can send the proceeds to a bank account or reinvest.

Investment opportunities have several layers of collateral: pledge on real estate (value always at least 20% higher than the loan, max. LTV 80%), personal liability of the director or owners, notarized registration with direct enforceability (without lengthy court proceedings) and a lien on 100% of the business share of the company implementing the project.

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