What is Investown and how it works
We want everyone to be really rich in the Czech Republic. That's why we invented Investown, an investment app that lets you invest in loans backed by real estate. Investing is easy, straightforward, and we pay returns every month.
Simple Real Estate Investing
The developer prepares the project
The developer has a real estate project and is looking for financing for its implementation. He will address Investown.
Investown project vetted
We analyze the project, set the conditions, assign a rating to it and publish it in the application.
Investors are investing
Choose a project in the application and invest in it simply online — starting from 500 CZK.
You get interest every month
The project generates income and we pay you interest every month.
In the end, the investment will return
Upon completion of the project, you will receive back the invested amount. If there is a problem, we will solve it for you.
To which projects now you can invest
Why investors choose us
Clear results
We have already earned more than ! 0 billion CZK for our investors and helped finance projects worth ! 0 billion CZK.
No charge
Setting up, maintaining an account and all investments are free of charge with us. You won't find any hidden fees with us either.
Simplicity
We make investing simple and affordable for everyone. They trust us more than ! 0 users from all over the Czech Republic.
Download the overview mobile app
Join the largest community of real estate investors and also invest conveniently on the mobile app.
Security you can count on
We are licensed by the Czech National Bank, we comply with the laws and deposits in the Investown wallet are insured as in a bank. Each of your investments is backed by specific real estate and other levels of collateral. Projects are carefully selected for you by an experienced team of risk managers and supervisors.
Frequently asked questions
Investown makes the income from investments in the real estate market available to everyone without the need to have millions in the account. We created the application so that everyone has the opportunity to create passive income. Investown is an online real estate investment loan platform. Just choose from the offered properties and invest online from 500 CZK.
Signing up for Investown is easy: 1. download the app in the App Store or Google Play or register on the website, 2. complete the registration, 3. verify your account (by law we need your identification data to verify), 4. top up your Investown wallet, 5. invest in any projects, 6. set up notifications to be the first to know about new opportunities.
We do not charge any entry fee or account management fee. Every second and subsequent withdrawal of money from Investown Wallet within 24 hours is charged 9 CZK. If you want to withdraw from the investment early, it is possible to offer it for sale for a fee of 0.9% of the amount sold.
After registering and approving your account, send money to your Investown account from a bank account held in your name at a Czech bank in CZK with your variable symbol. Then you choose from the open investment opportunities or Marketplace and click the Invest button. The investment will be added to your portfolio.
After the launch of a new project on the platform, it is possible to invest in its full proinvestment. Investown resolves administration with the project owner on an ongoing basis. Proinvestment is followed by the Investment Processing stage (signing of hedging documentation), then Payment of proceeds. You will receive the first yield 3-30 days from the switch to this stage.
The smallest investable amount is CZK 500, the highest is CZK 50,000,000.
Revenues are automatically credited to your Investown wallet each month. The payoff date depends on the date the project switches to Payout status. You can send the proceeds to a bank account or reinvest.
Investment opportunities have several layers of collateral: pledge on real estate (value always at least 20% higher than the loan, max. LTV 80%), personal liability of the director or owners, notarized registration with direct enforceability (without lengthy court proceedings) and a lien on 100% of the business share of the company implementing the project.
