A clear path to your goal
Planning is half the success, and Investown brings predictability and stability in addition to great value. In the application, you can clearly plan your financial future and enjoy fixed income. By investing, you participate in investment loans in real estate projects.
Why investors choose us
Clear results
We have already earned more than ! 0 billion CZK for our investors and helped finance projects worth ! 0 billion CZK.
No charge
Setting up, maintaining an account and all investments are free of charge with us. You won't find any hidden fees with us either.
Simplicity
We make investing simple and affordable for everyone. They trust us more than ! 0 users from all over the Czech Republic.
Build up a reserve
You never know what life will get in your way. Therefore, it is better to have a small amount of money stored somewhere so that life does not take you away right away. But it is better to let this money appreciate than to have it under your mattress or in a checking account and have it nibbled by inflation.
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Frequently asked questions
Investown makes the income from investments in the real estate market available to everyone without the need to have millions in the account. We created the application so that everyone has the opportunity to create passive income. Investown is an online real estate investment loan platform. Just choose from the offered properties and invest online from 500 CZK.
Signing up for Investown is easy: 1. download the app in the App Store or Google Play or register on the website, 2. complete the registration, 3. verify your account (by law we need your identification data to verify), 4. top up your Investown wallet, 5. invest in any projects, 6. set up notifications to be the first to know about new opportunities.
We do not charge any entry fee or account management fee. Every second and subsequent withdrawal of money from Investown Wallet within 24 hours is charged 9 CZK. If you want to withdraw from the investment early, it is possible to offer it for sale for a fee of 0.9% of the amount sold.
After registering and approving your account, send money to your Investown account from a bank account held in your name at a Czech bank in CZK with your variable symbol. Then you choose from the open investment opportunities or Marketplace and click the Invest button. The investment will be added to your portfolio.
After the launch of a new project on the platform, it is possible to invest in its full proinvestment. Investown resolves administration with the project owner on an ongoing basis. Proinvestment is followed by the Investment Processing stage (signing of hedging documentation), then Payment of proceeds. You will receive the first yield 3-30 days from the switch to this stage.
The smallest investable amount is CZK 500, the highest is CZK 50,000,000.
Revenues are automatically credited to your Investown wallet each month. The payoff date depends on the date the project switches to Payout status. You can send the proceeds to a bank account or reinvest.
Investment opportunities have several layers of collateral: pledge on real estate (value always at least 20% higher than the loan, max. LTV 80%), personal liability of the director or owners, notarized registration with direct enforceability (without lengthy court proceedings) and a lien on 100% of the business share of the company implementing the project.
