Clearer and more accurate: Introducing news in the portfolio view
Thanks to your suggestions, we bring you three news that will make it easier for you to navigate and give you a more accurate view of your income and the status of your money. Which ones are they?
1. Investing by volume, not by number
Previously, in the “My Investments” chart, we used to show the status of individual investments according to their number. However, not every investment has the same value.
Therefore, we will now show you the amount of money in a given state, not the number of investments. This means that a default on a small investment will not affect the chart more than its actual share of the total portfolio.
It is a fundamental change, thanks to which the chart will give you clearer information about the status of your portfolio.
Example: You have 10 investments with a total value of CZK 50,000, but only one of them worth CZK 500 is in arrears. You will now see that 1% of the portfolio is in arrears. This is a more accurate look at his condition.
Before that: 1 in 10 investments = 10% of portfolio in arrears
Now: 500 CZK out of 50,000 CZK = 1% of portfolio in arrears
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2. Income from membership in one amount
Every month you receive income in your account. And if you have an Active membership and above, you also earn a bonus return. That is, the extra income we give you for loyalty. This bonus income is newly added to the earnings paid in the given month.
So, we present the total amount. In the report for the month, you can immediately see the total return. Below you will also find a breakdown of how much you have earned extra thanks to your membership level.
So far, you have had to add up the basic and bonus returns yourself. And that wasn't exactly comfortable.
Before that: Two separate amounts
Now: Total amount and detail of what it consists of
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3. What can you expect the average yield
The evolution of yields over time is important. And although it does not seem so, several variables enter into the calculation of the average yield. But we used to show only the base rate of return. At the same time, the real value tends to be higher due to the bonus income that goes to you from individual projects.
We now display the indicative average return including the bonus yield according to your membership.
Before that: Basic Yield
Now: Indicative average return including bonus yield
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Why does it matter?
Each of these changes is a step towards greater clarity and clarity. This is not a new design, but a more accurate picture of reality. And thus better information for your further investment decisions.
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