Check out the replay of the meeting:

How we did in the past quarter

Alan Pock, CEO of Investown, opened the latest investor meeting with interesting numbers. Over the past few months, we have achieved some fantastic milestones together. Thank you for that.

For the third quarter of 2025 investors:

• earned 117 225 081 CZK on yields
• and invested 931 810 738 CZK into new projects.

Overall, investors have already invested in Investown almost 9 billion crowns and have earned more than 800 million CZK. For that much money, you could take 3,333 average annual rentals or go on 40,000 holidays to Croatia.

And we also successfully completed 99 loans and 652 project stages with a total volume of over 2.6 billion CZK.

Do investors have something to invest in?

In the past period, it may have looked like there were not many projects on the platform. However, the figures for investment show that every month Investown projects worth about CZK 250 million are being invested steadily. We always choose quality over quantity. Therefore, we prefer to offer investors projects that meet our strict conditions.

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We are pleased that there are already more than 120,000 registered investors on Investown. But thanks to them, every new project in the past period has been invested almost at rocket speed.

TIP: If you don't have time to track when a new investment opportunity appears, turn on Autoinvest. As soon as a new project appears that meets your pre-selected criteria, Autoinvest invests in it. It is enough to have enough funds in your wallet.

What's going on in the background

In addition to working on new projects, our colleagues intensively improve Investown every day to make it more reliable, safer and faster. What has occupied us the most lately?

• Faster project activation — we have made sure that the signing of the security documentation takes place before the project starts.
  
  
• Implementation of DORA regulation — we have introduced the European Digital Operational Resilience Regulation, which strengthens the security of the entire platform.
  
  
• Bank iD — we implement a popular service to verify new users, so the whole registration and verification process will be much faster and more pleasant.
  
  
• Activity tab — now we are adding more detailed updates so that you always know what is new about the project and how, for example, we proceed if everything does not go according to plan.

Investown 3.0 or What We're Planning

During the meeting, we also presented to investors our idea for the future, the so-called Investown 3.0. This represents a new era of our platform focused on expanding investment options, improving the user experience and enhancing investment security.

What you can look forward to in Investown 3.0:

• New investment products reflecting the needs of investors, which emerged from a recent survey
• User-friendly application with a clear portfolio
• Pre-prepared investment strategies (for retirement, ad studies)

Why we extend projects

One of the topics that investors are interested in for a long time is the extension of projects. Our goal is to complete every project successfully. If the maturity date is approaching and there is a chance of full repayment of the principal, proceeds and statutory interest, the extension of the project is always given priority over recovery.

Elongation always goes through the approval process and investors get +1% p.a. on top of that.

Today we have in recovery only 4.69% of loans, which is a very healthy number thanks to portfolio diversification.

If the project falls into arrears and communication with the project owner is lagging, then we will initiate the recovery process. It's not about improvisation, it's about a standardized process to protect your investment. The whole process is governed by laws and statutory deadlines and can be very lengthy. Moreover, it is never certain that all funds will be returned. Therefore, recovery remains only a last resort — it is legally demanding and lengthy, therefore it is preceded by all possible steps to protect investments.

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We thank our guests and all investors for a pleasant evening and look forward to our next meeting.

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