We have improved the payment of revenues for projects divided into stages

If you have invested in several stages of a project at Investown, we will add interest on all of these stages to your wallet on the same day every month. This way you will have a better overview of your returns. At the same time, we calculate the first interest with an accuracy of days.

We made a small change in the payment of returns to reduce the administrative burden on the team at Investown and we were able to devote time and effort to developing the news that you are so looking forward to. In short, we prefer as much efficiency as possible.

In addition, the original model for assigning interest on staggered projects was inefficient from both a legal and accounting point of view.

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Which projects are the improvements related to?

A new revenue payment model will affect projects that are Divided into so-called stages. So the change applies to you if you have (or will have) invested to two or more stages within a single project.

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You will receive interest on all stages of the project on the same day

Previously, investors received returns from each stage of the project on different dates, n. Now they put interest into Investown wallet we write on the same day of the month.

We set the payday according to the date when the first stage of the project was switched to the Payout status. If we switched the first stage to this stage, for example, on March 6, 2024, you will receive interest on all stages on the 6th day of the month.

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We calculate the first yield with an accuracy of days

Due to the payment of the proceeds on the same day, there was one more minor adjustment.

If you invest in a stage that has not been switched to Payout status on the same day as the first activated stage, The first yield will be calculated for you with an accuracy of days (depending on when the first stage was switched to Payout status).

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Let's show it with a simple example.

Investor Jakub invests in the ABC project, which we publish in stages on Investown.
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Historically, the first stage of the project went to the Payout of Proceeds phase on February 15, 2024. Therefore, there will be a payday for all further stages always the 15th day of the month.

However, Jakub did not invest in the first stage, he chose the third stage with an appreciation 10% p.a. and Maturity of 24 monthsin which he deposited 36,000 CZK. Thus, his annual income will be CZK 3,600, monthly CZK 300 and daily CZK 10. We have moved this 3rd stage to the status of Disbursement of revenues Mar 10, 2024.
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‍However, the first yield will not come to Jakub until March 15, 2024, since the payday for all stages of the project is fixed on the 15th day of the month. As part of the first return from Stage 3, Jakub receives CZK 50, since his daily return is CZK 10 (CZK 10 × 5 days remaining until the payment deadline). In the following months, Jakub will receive the entire monthly interest (300 CZK).

In total, Jakub will receive 23 returns of 300 CZK and 1 return of 50 CZK. The total interest received will be CZK 6,950.

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You will have more order in the returns

Changing the revenue model for “stage” projects on Investown means, above all, a greater order in the income from each stage and the overall Improving the ROI at Investown.

The new model will help our team to streamline the processes within the company, at the same time, we will gain more space for further development of news for you, investors.